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About Mortgages - Brought to you by Mortgage Stu

Frequently Asked Questions

• What are loan points?

• Why do some people get lower interest rates?

• Credit Scores and Mortgage Loans

• Are those low advertised rates for real?

Mortgage and Loan Jargon

• What is the APR?

• What is a Home Appraisal?

• The all-important Loan to Value Ratio

Real Estate Jargon

• Real Estate Licensing

• Dept of Real Estate